How House Stability Affects Job Security in Low-Income Workers
Losing your home is devastating, it can feel like your whole
world has come crumbling down but, what’s more, you find yourself at risk of
losing your job too. For many low-income workers, housing stability impacts
their ability to stay employed. This post explores how losing stable housing
can lead to job loss, making life even harder for vulnerable workers and making
it more difficult to escape from poverty.
A Harvard study, done by Matthew Desmond and Carl
Gershenson “Housing and
Employment Insecurity among the Working Poor,” highlights a link
between housing insecurity and job loss. Their research reveals how forced
moves, like evictions or foreclosures, can disrupt a person's life to the point
where maintaining consistent employment becomes difficult. This connection between
housing and employment stability creates a cycle that makes it even harder for
low-income workers to achieve financial security and stability.
Life for many is a balancing act between job stability and
house security, but both are becoming increasingly fragile. Matthew Desmond and
Carl Gershenson describe this phenomenon as "double precarity", where
workers not only struggle with unstable, low-paying jobs but also face rising
housing costs and limited tenant protections. In today's economy, many workers
find themselves in jobs that are low-paying and insecure. At the same time, the
housing market has become increasingly unaffordable, with rents rising much
faster than wages. This is particularly challenging for workers who have job
insecurity and don't have access to paid leave or flexible scheduling. As a
result, any disruption can lead to job loss.
Their study shows that workers who experienced forced moves
are between 11 and 22 percentage points more likely to be laid off than those
with stable housing. This statistic highlights the connections between housing
and employment for low-income individuals. These challenges compound overtime,
as forced moves lead workers to miss shifts or increase tardiness.
This vicious cycle of housing instability and job loss has
to break. Many of our workers are losing their homes and their ability to stay
employed is impacted. Breaking this cycle requires us to address both housing
and job insecurity. Policies that provide stronger tenant protections, expand
access to affordable housing, and support low-income workers with job security
and paid leave are important to helping those at risk. Programs like rental
assistance and eviction prevention can also give workers the stability that
they need to maintain their employment during difficult times.
Lastly, for anyone who has or knows someone who has been
impacted by eviction, foreclosure, or any other housing barriers, the Rent Well
program is an excellent place to start. This course is designed for individuals
who have faced challenges such as gaps in rental history, evictions, or poor
credit. It educates renters about their rights and responsibilities. I'll be
attaching the link below for more information but, just know that you're not
alone and that there are resources out there that can help you or your loved ones.
https://scholar.harvard.edu/files/mdesmond/files/desmondgershenson.sp2016.pdf -
Harvard study
https://docs.google.com/forms/d/e/1FAIpQLScpElicsg0HvRRDA0DiIz2O1SANcVH5G99BeutBftp_ep4M-A/viewform - Optional survey you can take to help us out with future blog posts
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